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Motor Insurance   -   Page   2
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Posted: Sun Dec 23rd, 2012 10:24
 
11th Post
Eric



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 Robert wrote:
I don't know, it's in Sharon's name, I tried getting quotes but because I have had Astra vans, almost identical to the Astra estate... the NCB isn't transferrable, I had 60% NCB going back for many years but because the last ten years or more were with vans that doesn't count??? Another stupid rip off policy the insurance people come up with, so we decided to leave it in her name with me as named driver.

Once I have the Marlin on the road and build up a NCB with that then perhaps things will change?

Have you had a speculative quote for a Marlin?:praying:



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Posted: Sun Dec 23rd, 2012 11:50
 
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steve of oxford

 

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 You think you have expense...I've got a Son wanting a Jaguar and a daughter wanting a Suzuki sports car. I already bought three cars in the last year....and I'm paying for petrol, tyres, road tax, parts, and insurance on all three of them.
 




Posted: Sun Dec 23rd, 2012 12:01
 
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Robert



Joined: Sun Apr 1st, 2012
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 Eric wrote:
Robert wrote:
I don't know, it's in Sharon's name, I tried getting quotes but because I have had Astra vans, almost identical to the Astra estate... the NCB isn't transferrable, I had 60% NCB going back for many years but because the last ten years or more were with vans that doesn't count??? Another stupid rip off policy the insurance people come up with, so we decided to leave it in her name with me as named driver.

Once I have the Marlin on the road and build up a NCB with that then perhaps things will change?

Have you had a speculative quote for a Marlin?:praying:

Yes, that was a very early action, I didn't want all that work and not be able to insure it, £126 fully comp with 'claims management' whatever that is? including roadside assistance and recovery. Not sure if that extends to recovery from Spain?

As I mentioned earlier, I wouldn't have fallen of my perch if I had been asked that premium just for the roadside assistance and recovery. Also, any claims on that don't affect the NCB status.



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Posted: Sun Dec 23rd, 2012 14:09
 
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steve of oxford

 

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 Robert wrote:
Eric wrote:
Robert wrote:
I don't know, it's in Sharon's name, I tried getting quotes but because I have had Astra vans, almost identical to the Astra estate... the NCB isn't transferrable, I had 60% NCB going back for many years but because the last ten years or more were with vans that doesn't count??? Another stupid rip off policy the insurance people come up with, so we decided to leave it in her name with me as named driver.

Once I have the Marlin on the road and build up a NCB with that then perhaps things will change?

Have you had a speculative quote for a Marlin?:praying:


Yes, that was a very early action, I didn't want all that work and not be able to insure it, £126 fully comp with 'claims management' whatever that is? including roadside assistance and recovery. Not sure if that extends to recovery from Spain?

As I mentioned earlier, I wouldn't have fallen of my perch if I had been asked that premium just for the roadside assistance and recovery. Also, any claims on that don't affect the NCB status.

Seems to me you have a reasonable premium, I wish my insurance was as cheap.
 




Posted: Sun Dec 23rd, 2012 14:11
 
15th Post
steve of oxford

 

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 jk wrote:
With the latest ruling regarding sex biased premiums I can see this is one step away from a similar ruling regarding ageism. Whilst certain age and sex groups have higher accident rates these would seem to be discriminatory if applied so the logical outcome is...... Flat rate insurance premium on a car model with accident penalties for drivers. In other words innocent until proven guilty.
So drivers with no accidents get a base rate insurance premium and if they have an accident then there is a multiplier adjustment to the premium. This seems very reasonable to me.

I have had no accidents in my 40 years of driving other than two pairs of pink knickers found in the boot of my car whilst I was stationary in traffic jams!

3:)
 




Posted: Sun Dec 23rd, 2012 14:40
 
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jk



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 Personally I dont believe in insurance.
I only pay insurance for my car as I need to by law.

I have never met a Lloyds member who was anything other than very well off.  However they always plead poverty (last to open wallet at the bar).   Therefore I think they run a rip off business and are first to whinge if there is a payout to be made by them!!
I rest my case.
:devil:



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Posted: Sun Dec 23rd, 2012 14:50
 
17th Post
steve of oxford

 

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 jk wrote:
Personally I dont believe in insurance.
I only pay insurance for my car as I need to by law.

I have never met a Lloyds member who was anything other than very well off.  However they always plead poverty (last to open wallet at the bar).   Therefore I think they run a rip off business and are first to whinge if there is a payout to be made by them!!
I rest my case.
:devil:


Snakes in suits
 




Posted: Sun Dec 23rd, 2012 15:46
 
18th Post
Eric



Joined: Wed Apr 18th, 2012
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 jk wrote:
Personally I dont believe in insurance.
I only pay insurance for my car as I need to by law.

I have never met a Lloyds member who was anything other than very well off.  However they always plead poverty (last to open wallet at the bar).   Therefore I think they run a rip off business and are first to whinge if there is a payout to be made by them!!
I rest my case.
:devil:


I thought it was a prerequisite for names at lloyds to be rich in the first place? Like the channel isles...you can't get in without cash up front!



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Eric
 




Posted: Sun Dec 23rd, 2012 16:36
 
19th Post
jk



Joined: Sun Apr 1st, 2012
Location: Carthew, Cornwall, United Kingdom
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 Eric wrote:
jk wrote:
Personally I dont believe in insurance.
I only pay insurance for my car as I need to by law.

I have never met a Lloyds member who was anything other than very well off.  However they always plead poverty (last to open wallet at the bar).   Therefore I think they run a rip off business and are first to whinge if there is a payout to be made by them!!
I rest my case.
:devil:


I thought it was a prerequisite for names at lloyds to be rich in the first place? Like the channel isles...you can't get in without cash up front!

That is true but the guy who I used to play hockey with was always keen to plead poverty even though he still managed to drive a Porshe 911 compared to my Ford Fiesta XR2.



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Posted: Mon Dec 24th, 2012 19:12
 
20th Post
Eric



Joined: Wed Apr 18th, 2012
Location: United Kingdom
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 jk wrote:
Eric wrote:
jk wrote:
Personally I dont believe in insurance.
I only pay insurance for my car as I need to by law.

I have never met a Lloyds member who was anything other than very well off.  However they always plead poverty (last to open wallet at the bar).   Therefore I think they run a rip off business and are first to whinge if there is a payout to be made by them!!
I rest my case.
:devil:


I thought it was a prerequisite for names at lloyds to be rich in the first place? Like the channel isles...you can't get in without cash up front!

That is true but the guy who I used to play hockey with was always keen to plead poverty even though he still managed to drive a Porshe 911 compared to my Ford Fiesta XR2.

Now I have grey hair, maybe it's time for a Porsche?;-)



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