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Motorist ripped off   -   Page   1
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Posted: Sun Dec 2nd, 2012 14:26
 
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steve of oxford

 

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Just been on the gov website for car tax bands. An MX 5 registered in 1999 is £220 for the year, amazingly an MX 5 registered 2001 is £270.

Hypocritically the gov says cars are taxed according to their Co2, which is complete bollox since the later MX 5 will have lower Co2.

So there we are, another example of government lies and ripping off folk.

Diesels....why should they get away with low tax?, when you look at the crap that comes out of those things.

Be interesting to question the cretin Transport Minister on his interpretation of how this works. I'd also ask him why I am paying road tax for my MX 5 when I have VOSA proof of virtually zero emissions, (thanks to a fuel mod and very careful selection of engine oil.)

Car tax based on emissions, what utter rubbish!

 




Posted: Sun Dec 2nd, 2012 14:56
 
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Robert



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steve of oxford wrote:
Car tax based on emissions, what utter rubbish!

To pour petrol on your fire Steve, historic cars which probably have the worst emissions have free tax. An anomaly I have struggled to understand.

I tink broad principle is the key here, governments don't tend to do fine detail too well.



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Posted: Sun Dec 2nd, 2012 15:03
 
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Andy



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£270...thats nothing
My 17 year old son has just passed his test.....there is a Y Reg Clio 1.1 for sale down the road .......for me to insure it as the main driver it would cost me £161 a year.
If I want to add my son to the policy as a named driver it goes up to £5,500!!!!!
:whip:>:(>:(>:(

 




Posted: Sun Dec 2nd, 2012 15:34
 
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Eric



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Andy wrote:
£270...thats nothing
My 17 year old son has just passed his test.....there is a Y Reg Clio 1.1 for sale down the road .......for me to insure it as the main driver it would cost me £161 a year.
If I want to add my son to the policy as a named driver it goes up to £5,500!!!!!
:whip:>:(>:(>:(


Ye gods!


Things have changed so much since I was 17... electricity for one thing.:rofl:

But when I passed my driving test I bought an old van and insured it just 3rd party...not even with fire/theft...to keep the policy as low as possible, while I gained some no claims discounts. I had a series of ex commercial vehicles for 5years till I could afford to step up to a 'car' and a couple more before I could consider full comp insurance.

These days it is so expensive!!!



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Eric
 




Posted: Sun Dec 2nd, 2012 15:41
 
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Squarerigger



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Andy wrote:
£270...thats nothing
My 17 year old son has just passed his test.....there is a Y Reg Clio 1.1 for sale down the road .......for me to insure it as the main driver it would cost me £161 a year.
If I want to add my son to the policy as a named driver it goes up to £5,500!!!!!
:whip:>:(>:(>:(


Is that the norm in the UK Andy? Seems way out of line even for a teenager.



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Posted: Sun Dec 2nd, 2012 15:41
 
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Robert



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Seems to me they don't want the business.

I had a few bumps when I was a young driver, only one claim though. People didn't bother to the same degree then, there are so many expensive cars out there and insurance repairs are so expensive, somebody has to pay for them.

I just had a fresh quote for my Marlin, £126, fully comp, roadside assistance, recovery and claims management, whatever that means.

I think more of an issue with insurance is this stupid ruling that gender can't be used to assess risk. This Euro Union thing needs stamping on before it completely wrecks our society. If one group of drivers is a lower risk group then it should benefit from the fact, whatever the background reason. Some women drivers are being hammered with their new premiums, but I don't see any reports of men enjoying lower premiums, I wonder why...

Any suggestions Steve? :hardhat:



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Posted: Sun Dec 2nd, 2012 15:50
 
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Eric



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steve of oxford wrote:
Just been on the gov website for car tax bands. An MX 5 registered in 1999 is £220 for the year, amazingly an MX 5 registered 2001 is £270.

Hypocritically the gov says cars are taxed according to their Co2, which is complete bollox since the later MX 5 will have lower Co2.

So there we are, another example of government lies and ripping off folk.

Diesels....why should they get away with low tax?, when you look at the crap that comes out of those things.

Be interesting to question the cretin Transport Minister on his interpretation of how this works. I'd also ask him why I am paying road tax for my MX 5 when I have VOSA proof of virtually zero emissions, (thanks to a fuel mod and very careful selection of engine oil.)

Car tax based on emissions, what utter rubbish!


I kept my 2005 petrol guzzling 4x4 because the government drew a line in the sand arbitrarily saying that for models 2006 onwards the tax would be doubled.

The CO2 on mine is waaaaay more than many small diesel cars on the same road tax.

But for once I won't complain.

;-)



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Posted: Sun Dec 2nd, 2012 16:03
 
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Robert



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Eric wrote:
Andy wrote:
£270...thats nothing
My 17 year old son has just passed his test.....there is a Y Reg Clio 1.1 for sale down the road .......for me to insure it as the main driver it would cost me £161 a year.
If I want to add my son to the policy as a named driver it goes up to £5,500!!!!!
:whip:>:(>:(>:(


Ye gods!


Things have changed so much since I was 17... electricity for one thing.:rofl:

But when I passed my driving test I bought an old van and insured it just 3rd party...not even with fire/theft...to keep the policy as low as possible, while I gained some no claims discounts. I had a series of ex commercial vehicles for 5years till I could afford to step up to a 'car' and a couple more before I could consider full comp insurance.

These days it is so expensive!!!


Van to car NCB isn't generally transferable now Eric, I have three times lost out moving from car to van and back to car, having built up a full NCB then loosing it when I changed vehicle type.

Another anomaly is this trend of fully comp being cheaper than third party, I have always considered fully comp being the domain of the careless driver or company cars. Never for careful owner drivers.



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Posted: Sun Dec 2nd, 2012 16:10
 
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Eric



Joined: Wed Apr 18th, 2012
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Robert wrote:
Eric wrote:
Andy wrote:
£270...thats nothing
My 17 year old son has just passed his test.....there is a Y Reg Clio 1.1 for sale down the road .......for me to insure it as the main driver it would cost me £161 a year.
If I want to add my son to the policy as a named driver it goes up to £5,500!!!!!
:whip:>:(>:(>:(


Ye gods!


Things have changed so much since I was 17... electricity for one thing.:rofl:

But when I passed my driving test I bought an old van and insured it just 3rd party...not even with fire/theft...to keep the policy as low as possible, while I gained some no claims discounts. I had a series of ex commercial vehicles for 5years till I could afford to step up to a 'car' and a couple more before I could consider full comp insurance.

These days it is so expensive!!!


Van to car NCB isn't generally transferable now Eric, I have three times lost out moving from car to van and back to car, having built up a full NCB then loosing it when I changed vehicle type.

Another anomaly is this trend of fully comp being cheaper than third party, I have always considered fully comp being the domain of the careless driver or company cars. Never for careful owner drivers.


What even if the van is insured as a private non commercial vehicle?

Fully comp is more the domain of expensive or newer vehicles...I don't consider myself a careless driver.

When someone keyed the side of my car 2years ago, it cost £1500 to repair....and no one to pick up the bill except my comp insurance.



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Posted: Sun Dec 2nd, 2012 16:22
 
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jk



Joined: Sun Apr 1st, 2012
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That is why so many cars in UK are without car tax and insurance. Last statistics I saw said that it was close to 20% at any one time.

Seems like they could make more money stopping people at random to check insurance and car tax than worrying about speeding and the stupid speed cameras.

Here in Spain as soon as they get put up the camera housing then the glass gets hammered or petrol is poured on it and set light.
Seems like a good message that has been received!
They have stopped putting new ones up in this area.



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